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Homebuying Costs To Be Aware Of


Buying a home can be an exciting and sometimes daunting experience. Find a Realtor that can explain the process and answer your questions. An agent who will be with you every step of the way.


Below are just a few expenses homebuyers should be aware of:


  • Home Inspection This is an expense that buyers incur once they go under contract. It's extremely import to have done even with a new construction home. The price is typically based on the size of the home and is well worth it. The purpose is to uncover issues that you may not easily see . With new construction , a pre drywall inspection is highly recommended. (This is an expense prior to closing)

  • Appraisal An appraisal is ordered by the buyer's lender and is an expense paid prior to closing. It determines the value of the home you're purchasing and keep in mind that your lender will only lend up to the appraised amount. If the appraisal is less than purchase price, that's a point where your Realtor can negotiate price .

  • Closing Costs Most folks know they have to pay closing costs, but did you know you can get an estimate of closing costs from your lender and title company once you find your dream home. There may be costs you weren't aware of and your Realtor can negotiate on some items .

These are just a few things to consider. If you're thinking of buying a home , contact me and lets chat. I can guide you through the process and help make it less stressful and you'll even have fun along the way.




Nita McClellan, Realtor CNE SFR

Momentum Realty

904.945.5493





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